The Mortgage Guys are a top performing team at Spruce Mortgage, the #1 mortgage broker in the State of Vermont. We are a team made up of experienced loan officers working together to provide our clients exceptional service, competitive interest rates and innovative solutions.

Chad Gray is a top producer for Spruce Mortgage, with nearly a decade of client-driven customer service experience. One of Chad’s greatest strengths is his passion for and ability to develop effective client relationships. He is truly enthusiastic about his profession, which is proven by his extraordinary track record. Satisfied home buyers, trusted financial advisors, and the most experienced realtors in the Burlington area trust Chad’s experience and the team approach he has developed with Nick Parent. Chad has a Bachelors Degree in business from Champlain College.

Nick Parent’s passion for working with people stands out every day, making his clients feel confident to choose the right program for their needs. He also has a Bachelors Degree in business from Champlain College. More than a decade of successful customer service experience gives Nick the ability to guide his clients through the entire process. Nick receives numerous referrals from past customers as a result of his personal, fun approach. In his spare time you will often find him enjoying life in Vermont; hiking, boating on Lake Champlain or snowboarding in the winter.

Spruce Mortgage is the leader in residential, second home, investment property mortgages and refinancing. As a Vermont mortgage broker, we pride ourselves on loyalty, integrity, and creativity. These characteristics provide an integral foundation for Spruce Mortgage’s success. Spruce is a relationship-driven business, therefore, we strive to establish long-term, loyal relationships. You only think about home financing a few times in your life. We think about it every single day. It’s your home and your future. It’s our profession and our passion! We are ready to work for your best interest!

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