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Refinance your home with the Mortgage Guys' flexible mortgage programs!

Refinance your mortgage and lower your interest rate, pay off debt, and give yourself some peace of mind. With the Mortgage Guys, it's easy to do! We have an array of refinance products and you're sure to find the right loan to suit your financial needs!

Knowing exactly when the perfect time is to refinance would require a bit of psychic ability on your part! That's why many experts say if you find a good deal that saves you a significant amount of money, it's probably not worth trying to beat it by predicting mortgage-rate moves. So what rate would you need before refinancing makes sense? That's what this worksheet is designed to tell you. One thing to keep in mind, though: The interest rate isn't the only thing to consider when shopping for a new loan. Refinancing, after all, isn't free. There are closing costs involved. Our Free Refinance Advisor has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results. You'll receive the Refinance information you need to make an informed desicion!


Refinance Advisor

First, fill out the form below so that we can help you determine the best loan for your needs.

Second, we will contact you to discuss your options. Once we have determined the best program and rate solution, we will then email you the loan documents for your review and signatures and request you return the application with the documentation needed. Spruce Mortgage will then submit your file for approval.

Third, once approved, we will arrange for you to close your loan at an attorney's office most convenient to you.

Why the Mortgage Guys Refinance is Right for You:

  • Accurate Up-Front Rate and Closing Cost Quotes!
  • Quick and Easy Online Application!
  • Lowest Rate and Fee Guarante
The Mortgage Guys Difference:
  • Refinance to the lowest rate
  • Quick 2 minute form
  • No SSN required
  • No credit check conducted

  • Your information is kept private
  • Zero Cost
  • Zero Obligation
  • Zero Hassle

General Information
State where Property is located:
Type of Home:
Your Credit Profile:
Step 2: Needs Assessment
Your reason for refinancing is?:
Mortgage(s) you are refinancing?:
Loan amount desired:
What is your current loan program?:
Estimate the current value of your property:
How long do you plan on keeping the property?:
Step 3: Borrower Information
Are you the primary borrower?:
Is there a co-borrower?:
What is the employment status of the primary borrower?:

What is your average monthly income?: $
What are your average monthly expenses?: $
Do you know your credit score?:
Has the primary or co-borrower filed for bankruptcy in the last seven years?:
Step 4: Get Your Results:
First Name:
Last Name:
Email Adress:
Phone:
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